Property Assistant is an Australian rental-property financials calculator — built to help you think through as many variables as possible before you buy, from state taxes to complex loan structures and real return.
Property Assistant does not yet account for the Federal Government’s ‘negative gearing’ changes. We’re working hard and are close to bringing in the new compliance model — but it required a significant additional feature set. The app was originally designed for built property acquisition, not for land-and-builds or new builds, so this meant substantial time spent on new projection logic and calculation.
From 1 July, this means calculation logic is broken for new acquisitions until the next version ships. Please stay patient, and help us out with bug reports in the meantime — it genuinely speeds the next release.
Under the hood
A living application — we’re engaged in ongoing research and make regular modifications as tax rules and lending conditions change.
Taxation logic is indexed annually so you always run your test cases against the latest rules — stamp duty, LTO lodgment, land tax, trust / company / foreign-entity surcharges and state levies.
Multiple loan scenarios with interest-only periods and varied amortisation lengths. LMI logic and amortisation periods are customisable for atypical lender terms.
State-based build-price schedules estimate likely build prices by year, giving you a realistic picture of the depreciation available on a property.
Arguably the most important metric of all — a clear read on the capital going in, so you can measure true performance and return, not just headline yield.
Active in v0.5.3.1
Patch notes
Every build, in the open. Spin the deck, or jump to a version — the latest is up front.
Property Assistant is free to try while it’s in open testing. Jump in, kick the tyres, and tell us what breaks.
