🚀 Property Assistant Enters Open Testing

After months of development, iteration, and real-world modelling, we’re excited to announce that Property Assistant is officially entering Open Testing.

This is a major milestone for us at B&E Media — and for investors who want more transparency and clarity in their property decisions.

What Is Property Assistant?

Property Assistant is a powerful Australian-focused investment modelling tool designed to give you:

• 📊 Accurate rental yield calculations

• 🏦 Multi-loan structuring (P&I, Interest Only, dual loans)

• 📈 5-year capital growth and rent forecasting

• 💰 Full tax-deductible modelling (interest, depreciation, operating costs)

• 🧮 State-specific stamp duty and land tax calculations

• ⚠️ Timeline stress analysis (rate rises, IO rollover impacts)

• 🔍 LMI (Lender’s Mortgage Insurance) modelling

• 🔄 Refinance timing projections

  
  

And most importantly — clarity.

No fluff. No guesswork. Just structured numbers.

Why Open Testing?

Property modelling is complex. Real-world finance is complex. Tax law is complex.

Before full public release, we want:

• 🔍 Real-world scenario testing

• 🧪 Edge case validation

• 📈 Stress-testing across different investor profiles

• 🧠 Feedback from actual users

Open testing allows us to refine the product under real conditions while maintaining stability and transparency.

What Makes Property Assistant Different?

Most property calculators are simplified.

They:

• Assume single loans

• Ignore IO rollover risk

• Over-simplify tax deductions

• Don’t account for reassessments

• Skip LMI amortisation nuances

• Don’t show timeline payment transitions

Property Assistant models:

• IO → P&I transitions

• Dual-loan structures

• LVR thresholds and LMI triggers

• State-specific land tax marginal structures

• Reassessment protection logic

• Negative gearing tax impact

• Post-tax cashflow clarity

The engine is structured to behave like a financial model — not a marketing tool.

Built for Australian Investors

The current release supports:

• NSW

• VIC

• QLD

• SA

• WA

• TAS

• ACT

• NT

With state-based tax logic and ownership normalisation.

Future roadmap includes:

• Multi-property portfolio support

• Advanced scenario comparison

• PDF Report printout support

• Multi-region support

  
  

Transparency Matters

Every calculation response includes:

• Engine watermark version

• Override flags

• Warning validation

• Structured outputs

  
  

If something is unusual (for example, IO period exceeds loan term), the system models the scenario but clearly warns the user.

We believe investors deserve clarity — not silent assumptions.

What We’re Testing

During open testing we are validating:

• Edge-case loan structures

• Zero or extreme rent values

• LVR thresholds around 80%

• Negative growth scenarios

• Tax rate variations

• Dual loan stress transitions

• Depreciation overrides

• Override gating protections

  
  

If it can break — we want it to break now, not later.

Important Disclaimer

Property Assistant is an analytical modelling tool. It does not provide financial advice.

All outputs are based on user input and structured assumptions.Users should consult a qualified accountant, broker, or financial advisor before making decisions.

How You Can Help

If you're part of open testing:

1. Run your real scenarios

2. Try extreme cases

3. Push unusual structures

4. Send feedback directly in-app

We are actively reviewing feedback during this phase.

Currently only available for android on Google Play Store

Further information available here.

What’s Next?

Open testing → Stability validation → Feature polish → Public release.

This is just the beginning.

Thank You

Building Property Assistant has been one of the most technically demanding projects we’ve undertaken in house to date.

To everyone who has helped test, break, refine, and question assumptions — thank you.

We’re building something serious.

And this is only version one.

— The B&E Media Team